Estimate your loan repayments

Loan Calculator

I'd like to borrow:
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Loan term (years):
Loan term (months):
Loan term (years):
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APR 11.00%

APR 11.00%

Repayment Summary*:

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Loan Enquiry

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What We Require From You
1

Outgoings

  • 3 months bank statements (most recent)
2

Proof of Income

  • PAYE - recent pay-slips
  • Social Welfare – recent payment receipts
3

Identification

  • Photo ID – Drivers Licence/Passport
  • Proof of Address – Utility Bill, Bank Statement dated within the last 6 months
  • Proof of PPSN – Medical Card, Payslip, Revenue Correspondence
Lending criteria

Guarantor

  • • A Guarantor is required (Parent or Guardian, other in exceptional circumstances).
    • A Guarantor may have to provide proof of outgoings/income.

Qualifying Courses

  • • Qualifying courses must include full time college attendance for a minimum of one year in a recognised third level college or for an apprenticeship.
    • Formal proof of formal attendance/acceptance for relevant college period.

Loan Term

  • • Maximum term of loan is 5 years.
How to apply

How To Apply


Existing Members can call us.

When processing a loan application we use credit agencies for credit reporting purposes.

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future. Loans are subject to approval. Terms & Conditions apply.

If you would like more information on applying for a loan with North Midlands Credit Union please contact us today.

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