Find out how to join North Midlands Credit Union
Membership - North Midlands Credit Union Ltd. Mullingar - Longford - Westmeath

Who can join?

If you live, work, or attend school within our common bond, or live with a relative that is already a member, you can join today!

What is the Common Bond?

The common bond is the factor which unites the members of a Credit Union together, this relates to those living or working in the same area. It defines the area in which a credit union can operate.

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To open an account you must provide the following:

Photo ID

Valid passport or driver’s licence.

Proof of PPS Number

e.g. payslip, Revenue Documentation or other official sources.

Proof of Address

e.g. utility bill, or bank statement. Must be dated within the last six months.

To open a minor account (up to age 16) you must provide the following:

Please note: Children aged 10 years and over must be present along with Parent or Guardian to complete the membership form.

Birth Certificate or Passport

Child's original birth certificate or passport.

PPS Number

Child's PPS number must be presented on official documentation. This is issued by the Dept. of Social & Family Affairs.

Parent / Guardian

Photo ID and proof of address of the Parent or Guardian who is opening the account on the child’s behalf.

For new members joining on or after Monday 19th December 2022, the maximum amount they can hold in their account will be €20,000.00.

Please visit our Savings Limits page for more information.

If you live outside our common bond but work or attend school within our common bond, proof of employment or school attendance is required.

For more information, contact our Member Service Centre at (044)9348817.

There is a once off membership fee of €1 to open an account with us. In addition, there is an annual affiliation fee of €1.00 which will be deducted from your account. This does not apply to members under the age of sixteen.

There is a minimum lodgement requirement of €5.00 payable on the date of joining.

Members can complete a nomination in favour of a person or persons to whom they want their savings to be released to in the event of their death. This is a straightforward and inexpensive means of passing property in the credit union onto family or friends. We advise all members to avail of this provision.

Please visit our Nominations page for more information.

How to Join

How To Open an Account


We want you to be a part of North Midlands Credit Union so if you live, work, or attend school within the common bond, or live with a relative that is already a member, you can join today!

If you would like more information on joining North Midlands Credit Union please contact us.

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