Find out more about our Current Account

Current Account

North Midlands Credit Union gives you a real choice for your day-to-day financial needs with its full-service Current Account.

With instant access to your money through a Mastercard® Debit Card, a secure app, online portal and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

With low transparent fees, it’s more local, more trustworthy, and has our commitment to a sensible approach to money.

Contactless Payment

Low Transparent Fees

Overdraft Facility

(subject to approval)

No Surcharge Interest on Overdrafts

Standing orders & Direct Debits

Automate regular payments using Standing Orders & Direct Debits.

Stay in Control

Stay in Control with our NMCU Mobile app.

Secure Online Shopping

24/7 Support for Lost/Stolen Debit Cards

To report a lost or stolen debit card or if you are suspicious of transactions relating to your debit card, please immediately phone our Credit Union Card Services Team on (01) 693 3333.

Download our Fraud Awareness guide (pdf) for more information about protecting you and your Current Account from Fraud.

You can now add your Current Account Debit Mastercard to Google Pay, Apple Pay and Fitbit Pay digital wallets, making it easier to make Contactless payments with your mobile phone or Fitbit watch.

View more information on Google pay
View more information on Apple Pay
View more information on Fitbit Pay

Thinking of switching your Current Account provider?
At North Midlands Credit Union, switching is easy! Download the Current Account Switcher Pack for more information about our Switcher process.

How to apply

How To Apply


Existing member can come into any of our offices or make an application online when they are registered.

Online Banking Log In Register

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International. North Midlands Credit Union Limited is regulated by the Central Bank of Ireland.

If you would like more information about our current account , please contact us today.

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