Become a member of North Midlands Credit Union
Become a member - North Midlands Credit Union Ltd. Mullingar - Longford - Westmeath

Here at North Midlands Credit Union, we are embedded in the community & focused on member needs.
We strive to offer the best member experience in the industry.
Our credit union is a community based financial co-operative, meaning our members come first!

How to join?

  • To become a member, you can apply online. Alternatively, call us on 044 934 8817 to arrange an appointment in any of our branches.
  • Choose your preferred branch, day & time. We are also open Saturdays *excluding Longford.
  • Attend the appointment with your required documents (SEE BELOW) and we will register you on the day.

*New member accounts are opened on an appointment basis. While we will endeavour to facilitate walk ins where possible, we would always advise booking an appointment to avoid disappointment*

Who can join?

If you live, work, or attend school within our common bond, or live with a relative that is already a member, you can join today!

What is the Common Bond?

The common bond is the factor which unites the members of a Credit Union together, this relates to those living or working in the same area. It defines the area in which a credit union can operate.
We serve the communities of Mullingar, Kinnegad, Castlepollard, Rochfortbridge, Longford, Lanesboro’ Ballyleague & Arva.

View our common bond on the map and see if you match the requirements.

Click/Press map to view full size image

To open an account you must provide the following:

Photo ID

Valid passport or driver’s licence.

Proof of PPS Number

e.g. payslip, Revenue Documentation or other official sources.

Proof of Address

e.g. utility bill, or bank statement. Must be dated within the last six months.

Join us today

Become a member

We want you to be a part of NMCU so if you live, work, or attend school within the common bond, or live with a relative that is already a member, join us today! Please Note: You MUST be aged 16 years or older to apply online.

Apply Online Make Appointment

To open a minor account (a minor is a person under the age of 16) you must provide the following:

A minor’s account can only be a single account, in the name of the Child only.

Birth Certificate

Child's original birth certificate.

PPS Number

PPS Number can be verified via a Medical Card, European Health Insurance Card or correspondence from the Department of Employment Affairs and Social Protection.

Parent / Guardian

Photo ID and proof of address of the Parent or Guardian who is opening the account on the child’s behalf.

The savings cap of €20,000 on new members joining North Midlands Credit Union on or after the 19th December 2022 has been removed with effect from 1st January 2025.

All members can now save up to a maximum of €100,000 in the Credit Union.

Please visit our Savings Limits page for more information.

If you live outside our common bond but work or attend school within our common bond, proof of employment or school attendance is required.

For more information, contact our Member Service Centre at (044)9348817.

There is a once off membership fee of €1 to open an account with us.

In addition, there is an annual affiliation fee of €1.00 which will be deducted from your account. This does not apply to members under the age of sixteen.

There is a minimum lodgement requirement of €5.00 payable on the date of joining.

Members can complete a nomination in favour of a person or persons to whom they want their savings to be released to in the event of their death. This is a straightforward and inexpensive means of passing property in the credit union onto family or friends. We advise all members to avail of this provision.

Please visit our Nominations page for more information.

If you would like more information on joining North Midlands Credit Union please contact us.

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